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? Cost of car insurance! ?

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Topic starter
(@boink)
Estimable Member
Joined: 1 year ago

Had been with John Lewis for my car insurance for a few years and had no problems (well, nothing to claim) until this year's schedule where the price had suddenly gone up by over £100 (£246 to £358). Had 13 years of [protected] no claims and it's still gone up.

Checked a few of the money pages of several sites I follow and it's the same with practically everyone across the board.

So, went onto confused.com for the first time and input all the same things I had with JL and ended up with, of all things, Saga for less than last year's cover.

At age 58 I have finally been caught by Saga.

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(@wobbly-jelly)
Trusted Member
Joined: 1 year ago

Our House insurance was the same the new quote was something like £470 but the renewal also said last year was £220 - so oddly looking elsewhere and can get house insurance for a lot less.

 

Car insurance was reported here https://www.theguardian.com/money/2023/jul/22/uk-drivers-car-insurance-costs-price-petrol-diesel

 

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(@shanec)
Trusted Member
Joined: 1 year ago

I did a quote for my 19 year old daughter on her Mazda 2, with 1 years no claims and keeping her telematics, they want nearly £1300 a year. That's about £200 more than last year when she had 0 no claims.

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(@bravoman)
Trusted Member
Joined: 1 year ago

My daughter went to renew her car insurance recently and the price had increased by over £200. Her insurers told her it was because of the covid pandemic where they had so many claims?????

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driver8
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(@driver8)
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So any tips of getting the renewals down?

Is it still a case of using the comparison sites, as per MSE ?

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Topic starter
(@boink)
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Joined: 1 year ago

Yeah, I used Confused.com and that got a better deal (actually many better deals) than John Lewis Insurance who I've been with for years.

 

 

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(@shanec)
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Joined: 1 year ago

I used go compare, they offer £250 excess cover as well. With one of the cash back sites you can probably get a few quid more off.

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Topic starter
(@boink)
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Posted by: @shanec

With one of the cash back sites you can probably get a few quid more off.

I think the main cash back sites don't have [car] insurance companies on them anymore.

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(@arthurfowler)
Honorable Member
Joined: 1 year ago

Mrs F rang to cancel hers after getting a much cheaper quote and her existing insurer dropped to match it.

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shteve
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(@shteve)
Honorable Member
Joined: 1 year ago

Mine and the mrs' is due in the next week, and both of us are coming out cheaper using the black box insurances. My existing insurer wants £100 more, even as a new business quote.

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